Important Disclaimer

General Information Disclaimer

The information provided through our consultation services is for general informational purposes only. While we strive to provide accurate and current information, we make no representations or warranties of any kind about the completeness, accuracy, reliability, or suitability of the information for your particular circumstances.

Our consultations are designed to help you understand financial concepts and explore planning approaches. This does not constitute professional financial advice, and you should consult qualified professionals before making significant financial decisions. We do not provide specific recommendations for individual financial products or transactions.

Limitation of Liability

To the maximum extent permitted by Australian law, we exclude liability for the following:

• Any direct, indirect, or consequential losses arising from your use of our consultation services
• Financial losses resulting from decisions made based on information discussed during consultations
• Delays, interruptions, or technical issues with our service delivery
• Third-party actions or decisions that may affect your financial situation

Information Accuracy and Currency

While we endeavor to ensure all information shared during consultations is accurate and up-to-date, financial markets and regulations change frequently. We cannot guarantee the accuracy of all information at the time you access our services, and you should verify current information independently.

External Resources

During consultations, we may reference external websites or resources for additional information.

We do not endorse or take responsibility for the content, accuracy, or practices of external websites or third-party resources mentioned during our consultations.

Financial Services Disclaimer

• All financial decisions remain entirely your responsibility and should be made in consultation with qualified financial professionals
• Market conditions can change rapidly, and past performance does not indicate future results
• Individual financial circumstances vary significantly, and generic approaches may not suit your specific situation
• We encourage you to seek independent professional advice before making significant financial commitments

Results and Outcomes

Individual results may vary based on personal circumstances, market conditions, and implementation of discussed concepts.

The effectiveness of financial planning concepts discussed during consultations depends on numerous personal and market factors beyond our control. We make no guarantees about specific outcomes or improvements to your financial situation.

Intellectual Property Rights

All consultation materials, methodologies, and proprietary planning approaches remain the intellectual property of arcilonquyther. You may use information from consultations for personal planning purposes only and may not redistribute or commercialize our proprietary methods.

© 2025 arcilonquyther. All consultation materials and methodologies are protected by copyright law.

Governing Law and Jurisdiction

This disclaimer and any disputes arising from our consultation services are governed by Australian law.

Some provisions may be subject to mandatory local consumer protection laws that cannot be excluded.

User Indemnification

You agree to indemnify and hold harmless arcilonquyther and its consultants from any claims, damages, or expenses arising from your use of consultation services or any financial decisions made following our discussions.

Severability

If any provision of this disclaimer is found to be unenforceable or invalid, the remaining provisions shall continue to apply to the fullest extent permitted by law.

Changes to This Disclaimer

We may update this disclaimer periodically to reflect changes in our services or legal requirements. Continued use of our consultation services after changes constitutes acceptance of the updated disclaimer.