Terms and Conditions
These Terms and Conditions ("Terms") govern your use of arcilonquyther's financial planning consultation services and website located at arcilonquyther.com. By accessing our services, you agree to be bound by these Terms.
Effective Date:: August 12, 2025
Acceptance of Terms
By using our consultation services or accessing our website, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy.
These Terms constitute a legally binding agreement between you and arcilonquyther.
Definitions
For the purposes of these Terms, the following definitions apply:
- Service:: Financial planning consultation services provided by arcilonquyther, including discussions, analytical reviews, and related support
- User/Client:: Any individual who accesses our website or engages our consultation services
- Content:: All information, materials, and resources provided during consultations or through our website
- Account:: Your client profile and associated information maintained for consultation services
- Agreement:: These Terms and Conditions, together with our Privacy Policy and any additional service agreements
Service Description
We provide financial planning consultation services designed to help clients understand money management concepts and explore planning approaches. Our services focus on educational discussions and analytical reviews rather than specific product recommendations or account management.
Services are provided subject to availability and may be modified or discontinued at our discretion with appropriate notice.
User Responsibilities
As a user of our services, you agree to the following responsibilities:
Account Security
- Maintain the confidentiality of any login credentials or account information
- Notify us immediately of any unauthorized access to your account or information
- Use our services only for lawful purposes and in accordance with these Terms
Information Accuracy
You agree to provide accurate and complete information during consultations and to update us about any significant changes that may affect our discussions or recommendations.
Prohibited Uses
You may not use our services for any of the following purposes:
- Any unlawful purpose or to solicit others to perform unlawful acts
- To violate any international, federal, provincial, or state regulations, rules, laws, or local ordinances
- To transmit or procure the sending of any advertising or promotional material without our prior written consent
- To impersonate or attempt to impersonate the company, our employees, another user, or any other person or entity
- To engage in any other conduct that restricts or inhibits anyone's use or enjoyment of our services
- To use our services in any manner that could disable, overburden, damage, or impair our systems
Intellectual Property Rights
All content, materials, methodologies, and proprietary approaches used in our consultation services remain the exclusive intellectual property of arcilonquyther.
We grant you a limited, non-exclusive license to use consultation materials for your personal financial planning purposes only.
You may not reproduce, distribute, modify, or create derivative works from our proprietary consultation methods without written permission.
Payment Terms
The following terms apply to all consultation fees and payments:
Pricing
Consultation fees are $250 per month for subscription-based planning services. All prices include GST where applicable and are subject to change with 30 days notice.
Billing
Subscription fees are billed monthly in advance. Payment is due within 7 days of invoice date. Late payments may incur additional charges as permitted by law.
Refunds
Refunds are not provided for consultation services once delivered. You may cancel future consultations with appropriate notice as outlined in our service agreement.
Termination
Either party may terminate the consultation relationship under the following circumstances:
Termination by User
You may terminate your consultation services at any time by providing written notice. Outstanding fees remain due for services already provided.
Termination by Us
We may terminate services immediately for breach of these Terms, non-payment, or if we determine that continuing the relationship is not in either party's best interest.
Disclaimers and Warranties
Our consultation services are provided "as is" without warranties of any kind.
We make no representations or warranties regarding the accuracy, completeness, or reliability of information discussed during consultations.
We specifically disclaim all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement. Past performance does not guarantee future results.
Limitation of Liability
To the maximum extent permitted by Australian law, we exclude liability for any direct, indirect, incidental, or consequential damages arising from your use of our consultation services.
Our total liability to you shall not exceed the amount you have paid for consultation services in the 12 months preceding any claim.
Indemnification
You agree to indemnify, defend, and hold harmless arcilonquyther and its employees from any claims, damages, or expenses arising from your use of our services or breach of these Terms.
Dispute Resolution
We are committed to resolving disputes fairly and efficiently:
Arbitration
Any disputes arising from these Terms or our consultation services shall be resolved through binding arbitration in accordance with Australian commercial arbitration rules.
Arbitration proceedings shall be conducted in English and take place in Melbourne, Victoria, Australia.
EU Online Dispute Resolution
For European Union residents, you may access the EU Online Dispute Resolution platform.
EU ODR Platform: https://ec.europa.eu/consumers/odr/
Governing Law and Jurisdiction
These Terms are governed by Australian law, and any disputes shall be subject to the exclusive jurisdiction of Australian courts.
Privacy and Data Protection
Our collection and use of personal information is governed by our Privacy Policy, which forms an integral part of these Terms.
Please review our Privacy Policy for detailed information about data handling practices. Privacy Policy
Modifications to Terms
We may update these Terms periodically to reflect changes in our services or legal requirements. Updated Terms will be posted on our website with a new effective date.
We will notify users of significant changes by email or prominent website notice at least 30 days before changes take effect.
General Provisions
Entire Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and arcilonquyther regarding our consultation services.
Severability
If any provision of these Terms is found to be unenforceable, the remaining provisions shall remain in full force and effect.
Waiver
Our failure to enforce any provision of these Terms does not constitute a waiver of that provision or any other provision.
Assignment
You may not assign your rights under these Terms without our written consent. We may assign our rights and obligations under these Terms without restriction.
Contact Information
For questions about these Terms or our consultation services, contact us at contact@arcilonquyther.com or +61 87 069 672.
Email:: contact@arcilonquyther.com
Phone:: +61 87 069 672
Address:: 123 Collins Street, Melbourne VIC 3000